Articles
This collection of articles is updated on a regular basis – we hope you will find them useful! Use the search function to explore a particular topic or category.

Can Going Green be Good for Your Business?
Last week, we celebrated the 51st anniversary of the first Earth Day. The first event in 1970 looked a lot different than it does today. It was the largest single-day protest in human history when more than 20 million people ...

Your Insurance Needs When You Are Moving
While buying a new house is certainly one of the most exciting things anyone can do, the actual process of getting into that house is often full of stress and hard work. Even when the sale has finally closed, you ...

Parking Lot Safety: What You Need to Know
Parking lots contain a lot of potential safety hazards for both pedestrians and drivers. The National Safety Council (NHS) states that tens of thousands of crashes occur in parking lots and garages each year. This results in hundreds of deaths ...

Things to Know when Buying Your First Home
For many, there’s nothing more exciting than buying your first home. Being a homeowner is the ultimate rite-of-passage into a world full of adult responsibilities, and to many it is the ultimate goal. Buy a home can be a daunting prospect ...

We’re Hiring! Position Announcement January 2021
Insurance Customer Service Representative Do you enjoy working with people and businesses to help them succeed? Join the Bieritz Insurance Agency, in Cooperstown, NY. We are seeking a full time Customer Service Representative. Experience in P&C insurance is preferred but ...

How to Be More Energy Efficient and Stay Warm on a Budget This Winter
If you want to be energy efficient or stay warm on a budget, you are in luck. Keep reading to learn about ways to stay warm without increasing your energy bill or reinsulating your entire home. Check Your Glass Doors ...

How Covid-19 is Changing Life Insurance
Life insurance is a necessity for most adults. Protecting and providing for your family is important should something happen to you. With how drastically our world has changed over the past few months, you may wonder if the life insurance ...

The Impacts of Being Underinsured
Insurance is meant to protect your home, your car, your belongings and your family from financially devastating incidents. Few people *like* to pay for insurance. For many, home and auto insurance seems like large expenses for something they probably will ...

Ten Things to Do to Get Your Car Ready for Winter
As fall is approaching, it is time to start thinking about cold weather and what changes it can have on your daily life. As the winter months get closer, so does the threat of winter weather. Ensuring your car is ...

Finding the Best Insurance Coverage for Your Antique Automobile
Just like a fine wine, some of our greatest material possessions gain value over time. This is true of exceptional antique automobiles. Your antique automobile must be protected in all ways, from suitable shelter to ample insurance coverage. When insuring ...

Common Questions about Motorcycle Insurance
If you already have a motorcycle, are planning on getting your motorcycle license or are planning on purchasing a motorcycle in the near future, you may want to read this. Though motorcycles can travel on the same road that all ...

Benefits of Bundling Home and Auto Policies
When you're in the market for insurance, the choices can seem overwhelming. If you're looking for multiple types of insurance, it may make the most sense to bundle them or buy them all from the same company. This is often done ...

Understanding Rental and Non-Owned Vehicle Insurance
Everyone wants assurance that he or she is fully protected on the road. Most drivers understand the need for comprehensive, reputable insurance when driving their own vehicles. When you must drive a rental vehicle or operate one that is not ...

Insurance for Contractors
If you are a general contractor or own a construction company, having insurance is a necessary expense. Insurance helps to protect you if accidents or mistakes occur or if your or one of your employees gets hurt on the job ...

NYS Dept. of Financial Services Information re: COVID-19
Attention all insurance policy holders: If you are experiencing financial hardship due to the COVID-19 pandemic, there is information available through the New York State Department of Financial Services that discusses the new regulations concerning payments, missed payments, late fees ...

Insurance for your Home Equipment and Infrastructure
If you are a homeowner, then you know that warranties and service contracts don't cover everything. There is, however, insurance that covers your home systems to help reduce your financial burden in the event of breakdown on your home equipment ...

Snowmobiling Resources through the NYS Association
During the wintertime, snowmobiling is an amazing way to see the state of New York. The snow on the ground and the chill in the air sets a different perspective on the state. Did you know that there are about ...

Commercial vs. Personal Auto Insurance – Which One Is Right For You?
The line between commercial and personal auto insurance policies can be a little blurry. If you're a business owner, then you understand the importance behind every decision you make. If you're wondering whether you should purchase commercial or personal auto ...

Understanding Automobile Collision Insurance
When it comes to automobile insurance, it's important to understand your policies. You want to have enough coverage should something happen, but at the same time you don't want to pay for coverage you don't need. There are different options ...

The Two Types Of Insurance Deductibles And What They Mean To You
Home, life and auto insurance consists of paying providers in premiums and deductibles. A premium is your monthly fee for the insurance. Without insurance, you are left to foot a huge bill for injuries, accidents and property damage if you ...